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Post Office Small Savings Interest Rates-FY 2026-27
Updated on 14.10.2026
Interest Rates remain unchanged from the previous quarter.
Scheme Name 2026
Apr-Jun
2026
Jul-Sep
2026
Oct-Dec
2027
Jan-Mar
Savings Deposit 4.00 4.00 4.00 ****
1 Year Time Deposit 6.90 6.90 6.90 ****
2 Year Time Deposit 7.00 7.00 7.00 ****
3 Year Time Deposit 7.10 7.10 7.10 ****
5 Year Time Deposit 7.50 7.50 7.50 ****
5 Year Recurring Deposit 6.70 6.70 6.70 ****
5yr Senior Citizen's Savings 8.20 8.20 8.20 ****
5yr Monthly Income Deposit 7.40 7.40 7.40 ****
National Savings Certificate. 7.70 7.70 7.70 ****
Public Provident Fund 7.10 7.10 7.10 ****
Kisan Vikas Patra 7.50 7.50 7.50 ****
Sukanya Samriddhi Account. 8.20 8.20 8.20 ****

Government Notification Dt 30.09.2026.


Read Govt Notification.

Know your NSC Accrued Interest eligible for deduction from Income tax for FY 2026-27.

Nsc Yearwise-Interest Accretion-Chart


Post Office Small Savings Interest Rates-FY 2025-26

Scheme Name 2025
Apr-Jun
2025
Jul-Sep
2025
Oct-Dec
2026
Jan-Mar
Savings Deposit 4.00 4.00 4.00 4.00
1 Year Time Deposit 6.90 6.90 6.90 6.90
2 Year Time Deposit 7.00 7.00 7.00 7.00
3 Year Time Deposit 7.10 7.10 7.10 7.10
5 Year Time Deposit 7.50 7.50 7.50 7.50
5 Year Recurring Deposit 6.70 6.70 6.70 6.70
5yr Senior Citizen's Savings 8.20 8.20 8.20 8.20
5yr Monthly Income Deposit 7.40 7.40 7.40 7.40
National Savings Certificate. 7.70 7.70 7.70 7.70
Public Provident Fund 7.10 7.10 7.10 7.10
Kisan Vikas Patra 7.50 7.50 7.50 7.50
Sukanya Samriddhi Account. 8.20 8.20 8.20 8.20


Know your NSC Accrued Interest eligible for deduction from Income tax for FY 2025-26.

 

Post Office Small Savings Interest Rates-FY 2024-25

Scheme Name 2024
Apr-Jun
2024
Jul-Sep
2024
Oct-Dec
2025
Jan-Mar
Savings Deposit 4.00 4.00 4.00 4.00
1 Year Time Deposit 6.90 6.90 6.90 6.90
2 Year Time Deposit 7.00 7.00 7.00 7.00
3 Year Time Deposit 7.10 7.10 7.10 7.10
5 Year Time Deposit 7.50 7.50 7.50 7.50
5 Year Recurring Deposit 6.70 6.70 6.70 6.70
5yr Senior Citizen's Savings 8.20 8.20 8.20 8.20
5yr Monthly Income Deposit 7.40 7.40 7.40 7.40
National Savings Certificate. 7.70 7.70 7.70 7.70
Public Provident Fund 7.10 7.10 7.10 7.10
Kisan Vikas Patra 7.50 7.50 7.50 7.50
Sukanya Samriddhi Account. 8.20 8.20 8.20 8.20


Know your NSC Accrued Interest eligible for deduction from Income tax for FY 2025-26.

 

Post Office Small Savings Interest Rates-FY 2023-24

Scheme Name 2023
Apr-Jun
2023
Jul-Sep
2023
Oct-Dec
2024
Jan-Mar
Savings Deposit 4.00 4.00 4.00 4.00
1 Year Time Deposit 6.80 6.90 6.90 6.90
2 Year Time Deposit 6.90 7.00 7.00 7.00
3 Year Time Deposit 7.00 7.00 7.00 7.01
5 Year Time Deposit 7.50 7.50 7.50 7.50
5 Year Recurring Deposit 6.20 6.50 6.50 6.70
5yr Senior Citizen's Savings 8.20 8.20 8.20 8.20
5yr Monthly Income Deposit 7.40 7.40 7.40 7.40
National Savings Certificate. 7.70 7.70 7.70 7.70
Public Provident Fund 7.10 7.10 7.10 7.10
Kisan Vikas Patra 7.50 7.50 7.50 7.50
Sukanya Samriddhi Account. 8.00 8.00 8.00 8.20

 

Post Office Small Savings Interest Rates-FY 2022-23

Scheme Name 2022
Apr-Jun
2022
Jul-Sep
2022
Oct-Dec
2023
Jan-Mar
Savings Deposit 4.00 4.00 4.00 4.00
1 Year Time Deposit 5.50 5.50 5.50 6.60
2 Year Time Deposit 5.50 5.50 5.70 6.80
3 Year Time Deposit 5.50 5.50 5.80 6.90
5 Year Time Deposit 6.70 6.70 6.70 7.00
5 Year Recurring Deposit 5.80 5.80 5.80 5.80
5yr Senior Citizen's Savings 7.40 7.40 7.60 8.00
5yr Monthly Income Deposit 6.60 6.60 6.70 7.10
National Savings Certificate. 6.80 6.80 6.80 7.00
Public Provident Fund 7.10 7.10 7.10 7.10
Kisan Vikas Patra 6.90 6.90 7.00 7.20
Sukanya Samriddhi Account. 7.60 7.60 7.60 7.60


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