Latest RBI Policy Rates-Repo Rate, Bank Rate, CRR, SLR etc---

Updated on October 07,2026.
RBI has increased the Repo Rate by 25 points.
The revised RepoRate is: Bank Rate Increased to 5.50%

Details	Percentage %
Policy Repo Rate	5.50%
Standing Deposit Facility Rate(SDFR)	5.25%
Marginal Standing Facility Rate	5.75%
Bank Rate	5.75%
Fixed Reverse Repo Rate	3.35%
Cash Reserve Ratio(CRR)	3.00%
Statutory Liquidity Ratio(SLR)	18.00%

Let us know about the rates in brief

Repo Rate: Repo Rate is the rate at which banks can borrow money from RBI against listed securities with agreement to repurchase the securities at a specified future date from RBI. Mostly banks use Repo mechanism to meet their short term requirement for funds.

Reverse Repo Rate :Reverse Repo Rate is exactly the opposite of the Repo Rate .Banks can park their funds with RBI to take advantage of the higher Reverse Repo Rate.

Bank Rate:Bank Rate is the rate at which commercial banks can borrow money from RBI. The Bank Rate movement indicates the long term health of the economy. Upward revision of Bank Rate will make funds costlier for banks which may result in banks raising their lending rates.
Current Bank Rate is 5.75%

Cash Reserve Ratio (CRR) :CRR is the portion of the deposits (total demand and time liabilities ) of a bank to be kept as cash reserve. The banks can maintain the cash reserve in the form of cash with the bank itself or credit balance in its account maintained with RBI It is a statutory requirement.

Statutory Liquidity Ratio (SLR) : SLR is the portion of deposits ( net demand and time liabilities )of a bank to be maintained as cash, gold or approved securities. To certain extent this ensures the liquidity and safety of deposits of the bank apart from acting as a tool for RBI to maintain monetary stability.

Click here to know about
Repo Rate.

Reverse Repo Rate.

Bank Rate.

Cash Reserve Ratio(CRR).

Statutory Liquidity Ratio(SLR).

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