| Bank | Interest | Max Loan Period | Maximum Loan Amount | Scheme Details | |
| Bank of Baroda | 9.65% | 30 years | "Monthly income upto 20000:36 times monthly income"
Monthly income upto 1.00 lakh:48 times monthly income Monthly income above 1.00 lakh:54 times monthly income | Click for Scheme Details | |
| Bank of India | 9.70% | 30 years | 72 times of gross monthly salary or 6 times of gross annual income based on I-T Returns. |
Click for Scheme Details | |
| Canara Bank | 9.55% | 30 years | 4 years of gross salary to salaried individuals. | Click for Scheme Details | |
| Corporation Bank | 9.65 % | 30 years | Fixed in such a way that EMI/Notional interest of existing and proposed loan together shall not exceed 50% to 70% of net income of the borrowers. |
Click for Scheme Details | |
| Indian Bank | 9.55% | 20 Years | 36 times of Gross Monthly Income or 60 times of Net Monthly Income whichever is higher |
Click for Scheme Details | |
| Indian Overseas Bank | 9.70% | 30 years | 75% to 90% of the cost of the house/flat excluding Registration and Documentation charges. The amount depends on your age and repayment capacity. |
Click for Scheme Details | |
| Punjab National Bank | 9.45% | 30 Years | Need based loan depending upon the project cost and repaying capacity. |
Click for Scheme Details | |
| Syndicate Bank | 10.25% | 30 Years | 72 months Gross Salary in case of Salaried Class.
Total deductions should not exceed 60% of Gross Salary |
Click for Scheme Details | |
| UCO Bank | 9.70% | 30 Years |
For Gross Monthly Income (GMI) upto Rs.50,000/- - EMI not to exceed 60% of GMI For GMI above Rs.50,000/- and upto Rs.1,00,000/- -EMI not to exceed 70% of GMI For GMI above Rs.1,00,000/- - EMI not to exceed75% of GMI |
Click for Scheme Details | |
| Union Bank | 9.55% | 30 Years | Depending on repayment capacity of the borrower and value of property |
Click for Scheme Details | |
| United Bank of India | 9.60% | 30 Years | Depending on repayment capacity of the borrower and value of property |
Click for Scheme Details | |
| Vijaya Bank | 9.65% | 30 Years | Upto 75 months’ average gross income of the applicant subject to
take home income and minimum margin requirements |
Click for Scheme Details | |
| State Bank of India | 9.40% | 30 Years | determined taking into consideration such factors as
applicant's income and repaying capacity, age, assets and liabilities, cost of the proposed house/flat etc. |
Click for Scheme Details | |
| HDFC Bank | 9.45% | 30 Years | Based on income, age, qualifications, number of dependants,
spouse's income, assets, liabilities, stability and continuity of occupation, and savings history. |
Click for Scheme Details | |
| ICICI Bank | 9.40% | 30 Years | various factors including monthly income, fixed monthly
obligation, current age, retirement age etc |
Click for Scheme Details | |
| Axis Bank | 9.45% for loan upto 28 lakhs
9.50% for loan above 28 lakhs |
30 Years | determined by various factors such as income, employment status,
tenure and so on. |
Click for Scheme Details | |
| Standard Chartered Bank | Refer Bank | 25 Years | depending on your repayment capacity, and the city where the loan is disbursed. | Click for Scheme Details | |
| Top | Home | Top | Home | Top | |
| Loan EMI Calculator. | |||||
| Home Loan Eligibility Calculator | |||||
| Eligibility and Interest Rates subject to change . | |||||
| There are no uniform policy for loan eligibilty among banks.Cofirm details from respective banks . | |||||